<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">

  <!-- Main Pages -->
  <url>
    <loc>https://incentiv.finance/</loc>
    <lastmod>2026-04-08</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://incentiv.finance/about</loc>
    <lastmod>2026-04-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://incentiv.finance/contact</loc>
    <lastmod>2026-04-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://incentiv.finance/demo</loc>
    <lastmod>2026-04-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Product Pages -->
  <url>
    <loc>https://incentiv.finance/transact</loc>
    <lastmod>2026-04-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://incentiv.finance/tabulate</loc>
    <lastmod>2026-04-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://incentiv.finance/folio</loc>
    <lastmod>2026-04-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://incentiv.finance/advisory</loc>
    <lastmod>2026-04-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Use Case / Persona Pages -->
  <url>
    <loc>https://incentiv.finance/use-cases/founders</loc>
    <lastmod>2026-04-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://incentiv.finance/use-cases/investors</loc>
    <lastmod>2026-04-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://incentiv.finance/use-cases/funds</loc>
    <lastmod>2026-04-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://incentiv.finance/use-cases/family-offices</loc>
    <lastmod>2026-04-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://incentiv.finance/use-cases/employees</loc>
    <lastmod>2026-04-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Tools -->
  <url>
    <loc>https://incentiv.finance/tools</loc>
    <lastmod>2026-04-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://incentiv.finance/tools/esop-calculator</loc>
    <lastmod>2026-04-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Legal / Info -->
  <url>
    <loc>https://incentiv.finance/careers</loc>
    <lastmod>2026-04-08</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://incentiv.finance/privacy</loc>
    <lastmod>2026-04-08</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://incentiv.finance/terms</loc>
    <lastmod>2026-04-08</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>

</urlset>
